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Accounts WalletsCards

Unit

Banking-as-a-service platform for accounts, cards, payments, and money movement.

Last reviewed: 2026-05-17

What they offer

  • Deposit accounts
  • Card issuing
  • Payments
  • Ledger/banking APIs

Integration model

BaaS platform with sponsor-bank relationships and API-driven account/card products.

Best for

  • Platforms launching embedded banking
  • Accounts + cards bundles
  • Business banking workflows

Not for

  • Pure payment acceptance
  • Teams wanting zero compliance involvement

Catches

  • BaaS regulatory scrutiny is real
  • Bank partner and compliance model must be diligence-heavy
  • Ledger and support processes matter

Pricing / economics

requires quote

Public pricing is incomplete or not enough for deal comparison. Treat exact fees, rev share, liability, minimums, and eligibility as quote-required.

  • interchange share
  • card production fees
  • program management fees
  • fraud/dispute liability
  • monthly minimums
  • account fees
  • ACH/wire fees
  • ledger/platform fees
  • sponsor bank fees
  • KYC/KYB costs

Provider contact

needs verified contacthttps://www.unit.co/contact-us

Start via sales contact form. Verify a direct partnerships/sales contact before automating outreach.

Geographies

  • US

Sources