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Marqeta

Modern card issuing platform for debit, prepaid, credit, and commercial card programs.

Last reviewed: 2026-05-17

What they offer

  • •Card issuing
  • •Virtual cards
  • •Spend controls
  • •Tokenization

Integration model

Issuer-processor/API platform; powerful but requires program design and sponsor-bank/compliance work.

Best for

  • •Custom card issuing
  • •Spend controls
  • •Marketplaces and fintech apps needing card programs

Not for

  • •No-code card launch
  • •Teams without card program ops capacity
  • •Pure lending use cases

Catches

  • •Not a complete business model by itself
  • •Program management matters
  • •Fraud/disputes/support need ownership

Pricing / economics

requires quote

Public pricing is incomplete or not enough for deal comparison. Treat exact fees, rev share, liability, minimums, and eligibility as quote-required.

  • •interchange share
  • •card production fees
  • •program management fees
  • •fraud/dispute liability
  • •monthly minimums

Provider contact

needs verified contacthttps://www.marqeta.com/contact

Start via sales contact form. Verify a direct partnerships/sales contact before automating outreach.

Geographies

  • •US
  • •selected global markets

Compare against

Stripe IssuingUnit

Sources